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SmartLife
PlanA life insurance plan that supports your dreams,
protects your family, and builds long-term savings. -
Insurance
for the better
family life.A life insurance plan that supports your dreams,
protects your family, and builds long-term savings.
Offers Protection
Provides life insurance coverage up to the age of 75 years, ensuring long-term peace of mind for you and your family.
Convenience of choosing Bonus options
Convenience of choosing Bonus options: Cash Payout or Paid-Up Addition
Bonus Option
Choose your preferred Bonus option—Cash Payout or Paid-Up Additions—based on your financial goals and needs.
Additional Protection Rider
Additional protection through optional riders on payment of additional premium
About the Plan
Kotak Smart Life Plan
You work hard to achieve your dreams—be it planning a wedding, funding your child’s education, or preparing for a secure retirement. Along this journey, life may present both expected and unexpected financial challenges.
What if you had a support system that not only helps you fulfill these dreams, but also ensures your loved ones are protected, even in your absence?
Introducing Kotak SmartLife Plan — a participating non-linked life insurance savings product designed to support your aspirations at every life stage.
With this plan, you can:
- Large number of insurance policies
- Experience & qualified agents
- Free insurance quotes
+38
Wonderful awards
what we’re offering
Additional Protection with Optional Riders
In case of death of the life insured, rider sum assured will be paid in addition to the death benefit under the base plan.
In case of accidental death of life insured, rider sum assured will be paid along with death benefit under base plan.
In case of life insured being permanently disabled due to accident, benefit is paid in instalments.
In case of death of policyholder (if different from Life Insured), outstanding premiums are waived and paid by Kotak Life Insurance.
Rider Sum Assured shall be paid in part or whole, in case the Life Insured is diagnosed with any of the 37 Critical Illnesses (subject to terms and conditions)
In case of accidental disability, outstanding premiums are waived and will be paid by Kotak Life Insurance
What they’re saying about us?
“Choosing Kotak SmartLife Plan was one of the best decisions I made for my family’s future. The flexibility of receiving yearly bonuses helped me meet small goals, while I built a strong fund for retirement.”
— Rajesh Verma, Business Owner
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